Life & Health Insurance
Life & Health Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Life & Health Insurance Information
Whether you’re looking for life insurance or health insurance, it’s always better to have an expert provide some guidance to help you figure out what you need. Your financial, personal, and family circumstances are important to take into account when purchasing either of these important coverages. And that’s why we offer our customers the experience of working with a credentialed agent to help you find the most appropriate coverages for you, at the best value.
Life insurance is a crucial step in planning for your future and your family’s future. The death benefit is tax-free income and can be used to cover funeral expenses, repay debt, provide education or cover other expenses your survivors may incur. There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time—like until children graduate from college or a mortgage is paid off.
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
Which is better? It’s hard to say, because the kind of coverage that's right for you depends on your unique circumstances and financial goals. The best way to figure out the amount and type of life insurance that makes sense for you is to speak with a qualified life insurance professional.
Get Started: Call us during business hours at 336.881.3500, or fill out our Basic Life Insurance Inquiry form.
Selecting the health insurance that best meets the needs of you and your dependents can be a complex task. It can be very beneficial to speak with an agent who can ask the right questions to help you determine the types of coverages you need—and maybe some that you don’t. We invite you to call 336.881.3500 to speak with a health insurance specialist who can help you determine the coverages that are best suited for you. We can also answer questions about how options available under federal programs are relevant to your specific circumstances.
If you are a resident of North Carolina and you’d like to proceed with receiving a personalized quote for health insurance, fill out a Blue Cross/Blue Shield of North Carolina quote form, and an HPB Insurance agent will follow up with you afterwards to help you select the right policy for you.